Cookie Policy
Last Updated: 2024
Disclaimer: This policy is a template provided for informational purposes and does not constitute legal advice. Porch Ledger Co recommends consulting with a qualified legal professional regarding compliance with UK PECR and UK GDPR.
Introduction and Scope
Welcome to Porch Ledger Co. This Cookie Policy explains how we use cookies and similar tracking technologies when you visit our website focused on renovation budget accumulation in London, Ontario, and other jurisdictions. By using our services, you acknowledge that we use cookies to enhance your experience and analyze site traffic.
In accordance with the laws applicable to our operations in the United Kingdom and Canada, specifically the Data Protection Act 2018, the UK GDPR, and the Privacy and Electronic Communications Regulations (PECR) 2003, we are committed to being transparent about the data we collect. While our primary audience is located in London, Ontario, we adhere to high international standards of data protection to ensure all users are informed of their digital rights.
What are Cookies?
Cookies are small text files that are placed on your computer or mobile device by websites that you visit. They are widely used to make websites work, or work more efficiently, as well as to provide information to the owners of the site. They allow us to recognize your device and store some information about your preferences or past actions.
Cookies can be "Persistent" or "Session" cookies. Persistent cookies remain on your personal computer or mobile device when you go offline, while Session cookies are deleted as soon as you close your web browser.
Categories of Cookies We Use
A. Strictly Necessary Cookies
These cookies are essential for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences or logging in.
- Purpose: Security, network management, and accessibility.
- Examples: Session identifiers, CSRF tokens.
- Lifespan: Most expire at the end of the session.
B. Analytical/Performance Cookies
These allow us to recognize and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.
- Purpose: Traffic analysis and user behavior mapping.
- Examples: Google Analytics (_ga, _gid).
- Lifespan: Varies from 24 hours to 2 years.
C. Marketing and Targeting Cookies
These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests in renovation financing and capital accumulation.
- Purpose: Retargeting and ad conversion tracking.
- Examples: Meta Pixel, LinkedIn Insight Tag.
- Lifespan: Usually 30 to 90 days.
Legal Basis for Processing
Under the UK GDPR and PECR, we require your prior informed consent to use any cookies that are not "strictly necessary." When you first visit our site, a cookie banner will appear asking for your permission to deploy analytical and marketing cookies.
You have the right to withdraw your consent at any time. Withdrawal of consent shall not affect the lawfulness of processing based on consent before its withdrawal.
Managing Your Preferences
You can manage your cookie preferences directly on our site or through your browser settings. Please note that disabling certain cookies may impact the functionality of the website.
Browser Settings
Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set, visit www.aboutcookies.org or www.allaboutcookies.org.
Find out how to manage cookies on popular browsers:
- Google Chrome
- Microsoft Edge
- Mozilla Firefox
- Apple Safari
Third-Party Cookies
In some special cases, we also use cookies provided by trusted third parties. The following section details which third party cookies you might encounter through this site.
This site uses Google Analytics which is one of the most widespread and trusted analytics solutions on the web for helping us to understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content regarding Canadian renovation capital.
Contact Information
If you have any questions about our use of cookies or this Cookie Policy, please contact the Porch Ledger Co data protection team at:
Email: Phone: +1 (754) 193-1683
Address: 150 Dufferin Avenue, London, ON N6A 5N6